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Pushing for Mental Health Parity


Former U.S. Congressman Patrick Kennedy was in South Florida last week pushing the radical idea that all people, including those with mental illness, are created equal.

What makes this idea radical in 2012 is that we continue to discriminate against the 6% of Americans who have serious mental illnesses.  Patrick Kennedy understands this, and is devoting his life after Congress to fighting on their behalf.

It is a fight that affects him personally, as it does the one-fifth of all children and the one-fourth of all adults with a diagnosable mental illness each year.

Discrimination against people with mental illness takes on many forms ā€“ arrests for loitering, incarceration instead of treatment, and perhaps most commonly in the unequal coverage by insurers for mental health conditions.

This last form of discrimination was supposed to have ended with the passage of the Mental Health Parity and Addiction Equity Act of 2008.  But the federal ā€œruleā€ implementing this law has never been finalized.

At a field hearing hosted by Rep. Kennedy on October 9th, a speaker from the American Psychiatric Association talked about the effect this has had.  In late 2011 Florida Blue (formerly Blue Cross Blue Shield of Florida) terminated its contracts with nearly every behavioral health provider in the state.  Providers had to sign new contracts for significantly less reimbursement.

Before that action, a psychologist was receiving just under $52 for a full counseling session, already far less than the average hourly rates paid to carpenters, plumbers, and electricians. 

After the action, the same psychologist received just $46 per hour.

The Florida insurance commissioner said that he had no jurisdiction over this. 

This isnā€™t just Floridaā€™s problem.  I point out in testimony being presented today (October 17th) at a public hearing on behavioral health parity hosted by the Connecticut Office of the Healthcare Advocate that actions like this affect every state.  Because there is no federal rule, a Connecticut insurer covering mental health care given in Florida also pays that pitiful amount ā€“ because the Florida insurer sets the reimbursement for others.

Insurance discrimination affects everyone.  But people with serious, chronic mental illnesses face worse today. 

As low income, single adults, they were all supposed to become eligible for Medicaid benefits in 2014 to cover mental health services.  But the U.S. Supreme Court said earlier this year that states could opt out of that Medicaid provision.  As homeless people, they often end up in jails and prisons because there are not enough places of care.  And as returning veterans ā€“ or ā€œreturning heroes,ā€ as Rep. Kennedy prefers to call them ā€“ they often wait months to receive treatment through the VA.

There is still another way we deny people with mental illness fair treatment for their disease ā€“ ironically, by hiding behind their ā€œcivil rights.ā€  Local police officers and sheriffs known as mental health officers have become gatekeepers to emergency mental health services, and judges often make decisions about treatment.  A mental health officer once denied my son emergency care at a time of severe crisis because he didnā€™t think the crisis was severe enough to ā€œdeny his civil rightsā€ by bringing him to a hospital for 24 hours.  So he didnā€™t get care that day. 

But he was jailed six times over the next three years. 

People with chronic mental illness, Kennedy noted at a reception my wife and I hosted at our home, donā€™t have a big political constituency. 


We can change this nightmarish reality if we want to. 

Here are just two examples of how.

In recent months my son has been involved with a behavioral health court in San Francisco.  Behavioral health courts take into account a personā€™s mental illness in devising treatment strategies to reduce recidivism.  Thereā€™s evidence that they work.

And instead of just playing catch-up long after a disease has ruined lives, we can begin with equal treatment ā€“ including parity in insurance coverage ā€“ for a set of chronic diseases that take as big a health toll each year as cancers.

Rep. Kennedy is optimistic that the tide will turn soon.  He believes that this time we will not repay war heroes with neglect, and that what we do for them will lift up everyone with mental illness.

I sure hope heā€™s right.

Because there are elections around the corner, and something has got to change. 

Comments

  1. I hope he's right, too, although I sadly suspect he's wrong from my own experience with health insurance companies on mental health issues for myself and my son. Part of the reason I am so open about my experiences with depression, bulimia etc is because I'm a walking example that with access to sufficient therapy and medication someone with mental health issues can be a productive, successful, tax paying member of society. Without access to sufficient care - as the insurance companies try to ration it to cut costs - it becomes a never ending cycle of debilitation - and cost to society, not to mention the human cost.

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  2. I have been at war with private insurance companies for 15 years, ever since my oldest child exhibited symptoms of what became co-occurring (progressively worse) mental illness and substance abuse disorder. I have fought for treatment both before, and after, parity laws were adopted at both the federal and state level. After we passed parity in the state of CT, insurance companies simply narrowed their criteria and issued more denials of care, making treatment harder and harder to get.

    My son, who has been fully disabled due to severe mental illness since the age of 18, is now an adult, and able to live independently in the community for the first time, because he receives Medicaid-covered Assertive Community Treatment services through a DMHAS Community Mental Health non-profit provider (flat-funded by the state for four - five? - years, bleeding out as a result, having cut staff to the bone, now having to reduce services to clients who desperately need them - how is this ā€œpreserving the safety-netā€?).

    The ACT program covers intensive, wrap-around services that include case management, medication management and assistance with daily living skills. Prior to ACT program services, my 30-year-old son had never lived on his own, and endured many high-cost, acute-care hospitalizations, when his psychosis became so bad that he required hospitalization for his own, and others, safety.

    Private insurance will cover these crisis hospitalizations, and, rarely, maybe, if youā€™re lucky - if you and the clinicians fight like hell - a period of short-term (also very expensive), medically-necessary residential treatment, but they will not cover the comprehensive community-based treatment that allows my son and thousands of others like him in CT, millions across the U.S., to stay out of the hospital and have a life.

    Every time that my sonā€™s illness worsens to a level of severe mania and delusions, his brain is further damaged, and each time the damage is more likely to be permanent. ACT services give him a chance to break this terrible, frightening progression of increasing and potentially permanent disability. But our private (many for-profit) insurance companies refuse to support these demonstrably successful, cost-effective, community-based support programs that preserve the lives and dignity of thousands of people in our state.

    But we are among the lucky ones. My son is still alive, has not disappeared, is not homeless, not in prison, and remains in touch with his family. For far too many, that is not the case.

    Low rates for providers, denial of care, incarceration instead of treatment - these are a national crisis, and our national shame, in how we treat those whose illness happens to be in their brains, rather than their bodies. Behavioral health courts are a great idea, and one approach among the many that the CT legislature and judiciary should consider adopting. Treatment works. It's time we get it to those who need it, and stop making excuses for why we can't. Thank you, Patrick Kennedy, and thank you, Paul. Keep the promise, continue the fight.

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