Our Health Policy Matters

My wife Pam and I bought private long term care insurance about twenty years ago. It’s a pretty good deal. For about $100 per month, we will someday – when we need it – be eligible for up to $200 a day toward either home health care or nursing home care. Add it up – it could save us hundreds of thousands of dollars as we age. I’ve been a big supporter of long-term care insurance since I was a Connecticut State Legislator in the 1980s. But to be honest, it’s never quite gotten the traction it should have. One of the reasons is that when people are young and healthy, they aren’t thinking about what their long-term care needs might be thirty or forty years down the road. But that’s when premiums would be most affordable. The bigger problem is that it’s really hard for insurers to predict the costs of long-term care that far in advance, too. The costs of care often far exceed those that are estimated way in advance. As a result, the policies that Pam and I have aren’t even offered anymore...

I never held it against Donald Trump that my son died of a fentanyl overdose in January 2021. Yes, he had been President for four years at that point, and he hadn’t really done anything to stop the wave of drugs coming across our southern border. I just figured it was bad luck for Tim – street drugs laced with fentanyl that happened to be in California but could have been anywhere. But when Kamala Harris recast the border crisis last week as a crisis of human, weapons, and drug trafficking, it made me think. Why hadn’t Trump done more when he had the chance? And why does he keep attacking immigrants as people instead of addressing the real problems that sometime accompany open borders? Maybe – if he weren’t so darn weird, angry, and bigoted all the time – this guy could have done something when he was President to secure the border better and reduce the flow of fentanyl into our country. Or even this year, if he weren’t so self-centered he might not have killed the bipartisan border...

When a politician says he has “concepts of a plan” instead of a plan, there is no plan. And yet, that’s where we are with Donald Trump, nine years after he first launched a political campaign promising to replace Obamacare with something cheaper and better, nearly four years after he had four years to try to do just that. And fail. Doubling down during Tuesday’s debate, he claimed he had “concepts of a plan” to replace Obamacare. Really? He’s got nothing. In fact, he sounds just like Nixon sounded in 1968, when he claimed he had a “secret” plan to get us out of Vietnam. That turned out to be no plan at all (remember “Vietnamization?”) and cost us seven more years there and tens of thousands of lives. The Affordable Care Act, about which I wrote plenty in this blog a decade or more ago, wasn’t perfect. But it was a whole lot better than what we had before it – and anything (save a public option) that has been proposed since. Back then, insurers could deny coverage because of pre-exi...

A political leader from Minnesota arrived on the national scene with a message of joy, hope, and equality. He grew up in the rural Midwest and became a teacher after he moved to Minnesota. Known as the “happy warrior,” he made civil rights, the health and nutrition of school children, and support for the underprivileged centerpieces of his policy work. When our country and the world was staring at the rise of fascism, he was a patriot who volunteered three times for military service. At the beginning of his campaign for national office, he said: “Here we are, just as we ought to be, here we are, the people, here we are the spirit of dedication, here we are the way politics ought to be in America, the politics of happiness, politics of purpose, politics of joy; and that's the way it's going to be, all the way, too, from here on out. We seek an America able to preserve and nurture all the basic rights of free expression, yet able to reach across the divisions that too often sepa...

Wow. Could the mainstream media do anything more to raise our anxiety levels about the 2024 election? And diminish or negate all the recent accomplishments in our country? Over the past three-and-a-half years, our nation’s economy has been the strongest in the world. Unemployment is at record lows, and the stock market is at record highs. NATO – which last came together to defend the United States in the aftermath of 9/11 – is stronger than ever. Border crossings are down. Massive infrastructure improvements are underway in every state. Prescription drug costs are lower. We finally got out of Afghanistan – evacuating more than 100,000 U.S. citizens and supporters – with just a handful of deaths. Inflation – which rose precipitously in the aftermath of the pandemic – has come back down, and prices in many areas have even begun to decline. And yet, all the media commentators can talk about these days – and they are not “reporters” when they are clearly offering opinions to frame the...