Our Health Policy Matters

President-Elect Donald Trump has suggested replacing Obamacare with a package of benefits that might include: Permitting Insurance to be sold across state lines Retention of the mandate covering pre-existing conditions Allowing young people to remain on parents’ insurance Creating high-risk pools to provide insurance to people with chronic diseases Using Health Savings Accounts (HSAs) as an alternative to tax credits Expanding the use of high-deductible plans to lower premium costs Let’s consider some of the challenges the President-Elect and Congress will face as they craft these – and other – provisions to amend the Affordable Care Act (ACA) .   Selling Insurance Across State Lines President-Elect Trump has been clear that he supports this idea, because it would bring more competition into state markets.  Here’s the challenge. Insurance is regulated by the states, and some states have tighter regulations than others. To allow insurance t...

President-Elect Donald Trump has suggested replacing Obamacare with a package of benefits that might include: Permitting Insurance to be sold across state lines Retention of the mandate covering pre-existing conditions Allowing young people to remain on parents’ insurance Creating high-risk pools to provide insurance to people with chronic diseases Using Health Savings Accounts (HSAs) as an alternative to tax credits Expanding the use of high-deductible plans to lower premium costs Let’s consider some of the challenges the President-Elect and Congress will face as they craft these – and other – provisions to amend the Affordable Care Act (ACA) .   Selling Insurance Across State Lines President-Elect Trump has been clear that he supports this idea, because it would bring more competition into state markets.  Here’s the challenge. Insurance is regulated by the states, and some states have tighter regulations than others. To allow insurance t...